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	<title>Wezpa Consulting</title>
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	<link>http://www.wezpa.com</link>
	<description>Financial Services for Individuals and Businesses</description>
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		<title>New Year, New Progress</title>
		<link>http://www.wezpa.com/2012/01/04/new-year-new-progress/</link>
		<comments>http://www.wezpa.com/2012/01/04/new-year-new-progress/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 17:22:29 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.wezpa.com/?p=497</guid>
		<description><![CDATA[2012 is a political year and there is gridlock in Washington, at the same time there was an increase in the job numbers in the last quarter of 2011 that reduced the unemployment rate. Now, what is Obama&#8217;s fate? Maybe it is just too soon to say. How does a race with  Romney and Obama looks? Just out of [...]]]></description>
			<content:encoded><![CDATA[<p>2012 is a political year and there is gridlock in Washington, at the same time there was an increase in the job numbers in the last quarter of 2011 that reduced the unemployment rate. Now, what is Obama&#8217;s fate? Maybe it is just too soon to say.</p>
<p>How does a race with  Romney and Obama looks? Just out of curiosity, what can Romney do that Obama can&#8217;t?</p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Happy Thanksgiving</title>
		<link>http://www.wezpa.com/2011/11/23/happy-thanksgiving/</link>
		<comments>http://www.wezpa.com/2011/11/23/happy-thanksgiving/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 20:43:59 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.wezpa.com/?p=490</guid>
		<description><![CDATA[Happy thanksgiving to you from all us here at WEZPA.  We hope you have a wonderful time with family and friends. &#8212; Wesley Palmer, MBA http://www.wezpa.com]]></description>
			<content:encoded><![CDATA[<p>Happy thanksgiving to you from all us here at WEZPA.  We hope you have a wonderful time with family and friends.</p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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		<title>The Internet</title>
		<link>http://www.wezpa.com/2011/06/16/the-internet/</link>
		<comments>http://www.wezpa.com/2011/06/16/the-internet/#comments</comments>
		<pubDate>Thu, 16 Jun 2011 20:19:00 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://wezpa.com/wordpress/?p=35</guid>
		<description><![CDATA[The Internet is a wonderful tool for businesses and also for social interactions.It is imperative that we use the internet responsibly; for if we don&#8217;t, the repercussion can be severe. What&#8217;s your thoughts? Let me know. &#8212; Wesley Palmer, MBA http://www.wezpa.com]]></description>
			<content:encoded><![CDATA[<p><span style="font-style: italic;">The Internet is a wonderful tool for businesses and also for social interactions.</span><em>It is imperative that we use the internet responsibly; for if we don&#8217;t, the repercussion can be severe.</em> <em>What&#8217;s your thoughts? Let me know.</em></p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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		<title>Double Digit Recession?</title>
		<link>http://www.wezpa.com/2011/06/05/double-digit-recession/</link>
		<comments>http://www.wezpa.com/2011/06/05/double-digit-recession/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 01:37:00 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://wezpa.com/wordpress/?p=32</guid>
		<description><![CDATA[There is much talk about double digits recession, somehow I thought we had a recess of sort from the recession. Wowo, wo; so, what happen, ha, what ddd &#8230; what is this new talk, or resurgent of talks, so to speak. I tell you what this new excitement is about; it is all about election, [...]]]></description>
			<content:encoded><![CDATA[<p>There is much talk about double digits recession, somehow I thought we had a recess of sort from the recession. Wowo, wo; so, what happen, ha, what ddd &#8230; what is this new talk, or resurgent of talks, so to speak. I tell you what this new excitement is about; it is all about election, nothing more. Hay class, pay attention to the teacher; the aim of these talks is to discuss the president and his electability based on performance. If they, that is, the voice of mischief, can successfully make the argument that another recession is looming; then certainly they will frighten the voters to seek an alternative.</p>
<p>Now, let me be clear, I love alternative, there&#8217;s nothing wrong with alternative. What is wrong is misleading people. We should allow people to select an alternative based on their own convictions and not on misinformation.</p>
<p>I got to tell you, the democratic system that we embrace is becoming more and more vicious as the voices of mischief work diligently to mislead us and abuse our democracy through their liberty. The last job report came in lower than expected; certainly, a very disappointing news. Also, house price went down again; that&#8217;s not disappointing. House value still have more corrections to do. For the past several years house prices have been escalating and everyone turned a blind eye. Now the prices are coming back to their realistic levels and we are complaining. The reason why we are complaining is because we are losing our illegal profits.</p>
<p>I do not expect a double digit recession, this is a scare tactics fuel by election frenzy.</p>
<p>I have been away for while working on my PhD, but I am back now, and I am watching and you will be hearing from me. Now, please send me your comments, I strive on feedback.</p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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		<title>To Be or Not to Be a Santa</title>
		<link>http://www.wezpa.com/2010/12/23/to-be-or-not-to-be-a-santa/</link>
		<comments>http://www.wezpa.com/2010/12/23/to-be-or-not-to-be-a-santa/#comments</comments>
		<pubDate>Thu, 23 Dec 2010 09:29:00 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://wezpa.com/wordpress/?p=31</guid>
		<description><![CDATA[Well friends, the holidays are here again, it&#8217;s a time when most of us are tempted to increase our credit card balances, ignore our bills and neglect our December commitment. Just a word of advice, January is a tough month; so while you are out on your shopping spree adventure please be mindful of the [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: arial; font-size: 100%;">Well friends, the holidays are here again, it&#8217;s a time when most of us are tempted to increase our credit card balances, ignore our bills and neglect our December commitment. </span></p>
<p><span style="font-family: arial; font-size: 100%;">Just a word of advice, January is a tough month; so while you are out on your shopping spree adventure please be mindful of the tough times ahead. Remember, the bills are coming, the bills are coming and and the collection calls. The truth is, most of us will not get a big tax refund this year because you have changed your W4 at the third and fourth quarter. Woo-woo. I feel like singing; can I sing &#8220;Oh chrismas tree&#8230; hahahaaa!&#8221; </span></p>
<p><em><span style="font-family: arial; font-size: 100%;">Have a safe and happy holiday season from all of us at <strong>Wezpa Consulting</strong>.</span></em></p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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		<title>What Was Told to Washington?</title>
		<link>http://www.wezpa.com/2010/11/03/what-was-told-to-washington/</link>
		<comments>http://www.wezpa.com/2010/11/03/what-was-told-to-washington/#comments</comments>
		<pubDate>Wed, 03 Nov 2010 13:25:00 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://wezpa.com/wordpress/?p=30</guid>
		<description><![CDATA[It appears that the Tea Party has gained preeminence. Well, of course, John Boehner is headed to Washington to create a smaller government, reduce spending, create jobs, empower small businesses, and clean up corruption. That sounds like the tea party message, no, did I miss something? Well, that looks like a tall order, too. What [...]]]></description>
			<content:encoded><![CDATA[<p>It appears that the Tea Party has gained preeminence. Well, of course, John Boehner is headed to Washington to create a smaller government, reduce spending, create jobs, empower small businesses, and clean up corruption. That sounds like the tea party message, no, did I miss something? Well, that looks like a tall order, too. What do you think? It sounds like he’s taking on the role of the FBI, the Congress, and the Federal Reserve all by himself. Don’t you hate it when politicians give these glorious self-righteous speeches that produce nothing?</p>
<p>Alright, what now? Some speculate that there will be gridlock on Capitol Hill. Perhaps there will be a whole line of black limos. Oh, my mistake, pardon me; you mean gridlock means that they will be sitting and arguing and doing nothing productive in Congress. <em>Noooo!</em> We are a nation of <em>producers</em>. In America? WHAT? Are you kidding, and who is going to pay for that nonsense? First up, I have no interest in two years of political theatre; not when so many people are out of work. Do you? I think not. I predict none of the above, I believe we will have a bi-partisan government that will be more effective than a majority Democratic ran government.</p>
<p>Face it, the Obama administration has failed us; it broke the promise it made to the American people. The Obama administration alienated businesses and created record unemployment while pushing healthcare reform, which was a political agenda that was not economically viable.</p>
<p>I like things a little complicated, but I have to tell you, sometimes when things are downright easy it loses the essence of challenge. Democrats tend to do better when Republicans tip the balance of power. I think we really needed this political shake-up. We are tired of business as usual in Washington.</p>
<p>Ok, ladies and gentlemen, now that the elections are over let us get back to work. So, let’s see what the Republicans bring to the table, and see how the Democrats respond.</p>
<p>Now tell me what you think, I hate to talk to myself!</p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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		<title>Is Corporate America Short of $$$?</title>
		<link>http://www.wezpa.com/2010/10/07/is-corporate-america-short-of/</link>
		<comments>http://www.wezpa.com/2010/10/07/is-corporate-america-short-of/#comments</comments>
		<pubDate>Thu, 07 Oct 2010 20:40:00 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://wezpa.com/wordpress/?p=29</guid>
		<description><![CDATA[Ok, so we know that corporate America is not short of money; so who cares about the disposal of the TARP. Let’s think this through, Corporate America is not short of cash, it is not short of talents, it is not short of strategies; so what is it short of? Anybody knows snap your fingers. [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-style: italic;"> </span><span style="font-family: 'Times New Roman', 'serif';">Ok, so we know that corporate America is not short of money; so who cares about the disposal of the TARP.<span style="mso-spacerun: yes;"> </span>Let’s think this through, Corporate America is not short of cash, it is not short of talents, it is not short of strategies; so what is it short of? <span style="mso-spacerun: yes;"> </span>Anybody knows snap your fingers.<span style="mso-spacerun: yes;"> </span>Do you want my answer? Alright, what the heck, sorry it’s not heck, ha.<span style="mso-spacerun: yes;"> </span>All kidding aside, here is my answer. Are you ready? Corporate America is short of size, in other words, Corporate America is a dwarf. Whoops.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-family: 'Times New Roman', 'serif';">Alright, no more humor, here is the real deal, Corporate America is short of will, YES will; the will to act, and thus Corporate America shows no regards for economic growth.<span style="mso-spacerun: yes;"> </span>Therefore, it sits on money that can hire 3.5 million people.<span style="mso-spacerun: yes;"> </span>Wow, 3.5 MILLION according to Bloomberg Radio. I just love capitalism, don&#8217;t you. Corporate America is sitting on over 150 billion dollars while skilled workers and their families are losing their homes and the standard of living that they are accustomed to. </span><span style="font-family: 'Times New Roman', 'serif';">Why is this happening? Is it because we have a BLACK man in the WHITE house? Or is it because Corporate America is afraid to complete with the emerging markets?<span style="mso-spacerun: yes;"> </span>Please know that as long as Corporate America sits on the resources that is needed to bust economic growth we will remain in this recession.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 10pt;"><span style="font-family: 'Times New Roman', 'serif';">Last question, seriously, the last one. Is Corporate America holding the country hostage and prolonging the recession? Anybody agree say Aye. What you think? Talk to me, I need to know what’s on your mind, send me an email, go to the comment line at the bottom of this page and express yourself.<span style="mso-spacerun: yes;"> </span>Look, Google, Apple, Bank of America, and others are sitting on a ton load of money, just to boast about who has the biggest pile, yes pile or heap or bundle or stash whatever; while the workers of America are suffering.<span style="mso-spacerun: yes;"> I am mad, or may be disappointed or ambivalent, something.</span></span></p>
<p><span style="font-style: italic;">Wesley Palmer, MBA </span><br />
<span style="font-style: italic;"> </span><br />
<span style="font-style: italic;">http://www.wezpa.com</span><span style="font-size: 85%;">***<span style="font-style: italic; font-weight: bold;">To post a comment:</span><span style="font-style: italic;">Click the “Post a Comment” link below the article. Type your comment in the </span></span><span style="font-size: 85%;"><span style="font-style: italic;">“</span></span><span style="font-size: 85%;"><span style="font-style: italic;">Leave your comment</span></span><span style="font-size: 85%;"><span style="font-style: italic;">”</span></span><span style="font-size: 85%;"><span style="font-style: italic;"> box. Type in the security word in the </span></span><span style="font-size: 85%;"><span style="font-style: italic;">“</span></span><span style="font-size: 85%;"><span style="font-style: italic;">Word Verification</span></span><span style="font-size: 85%;"><span style="font-style: italic;">”</span></span><span style="font-size: 85%;"><span style="font-style: italic;"> box. Choose your identity (usually </span></span><span style="font-size: 85%;"><span style="font-style: italic;">“</span></span><span style="font-size: 85%;"><span style="font-style: italic;">Anonymous</span></span><span style="font-size: 85%;"><span style="font-style: italic;">”</span></span><span style="font-size: 85%;"><span style="font-style: italic;">) and then click </span></span><span style="font-size: 85%;"><span style="font-style: italic;">“</span></span><span style="font-size: 85%;"><span style="font-style: italic;">Publish your comment</span></span><span style="font-size: 85%;"><span style="font-style: italic;">”</span></span><span style="font-size: 85%;"><span style="font-style: italic;">.</span><span style="font-style: italic;">Thanks for posting a comment!</span></span></p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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		<title>Interest Rates: Where Are They Headed?</title>
		<link>http://www.wezpa.com/2010/06/15/interest-rates-where-are-they-headed/</link>
		<comments>http://www.wezpa.com/2010/06/15/interest-rates-where-are-they-headed/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 20:15:00 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://wezpa.com/wordpress/?p=26</guid>
		<description><![CDATA[A lot of folks are worried about the interest rates; they are wondering whether or not we should expect an increase or will interest rates remain the same. Ok, we know that there are certain economic signals that indicate where interest rates are headed. The first one we want to look at is the demand [...]]]></description>
			<content:encoded><![CDATA[<p>A lot of folks are worried about the interest rates; they are wondering whether or not we should expect an increase or will interest rates remain the same. Ok, we know that there are certain economic signals that indicate where interest rates are headed. The first one we want to look at is the demand for money. Based on the economic reports that have been published; the demand for money has been drastically reduced, so that one is settled.</p>
<p>Listen up, people are hiding their money, ok, they are hiding it. Alright, alright, they are not; they are just saving for rainy day and it seems that there are plenty of that ahead. (rainy day). So, savings have increased and retail sales have been reduced; in other words, consumers are saving more and buying less, therefore the demand for money is reduced. Thus, one need not worry about an increase in <span id="SPELLING_ERROR_0" class="blsp-spelling-corrected">interest</span> rates because of the low demand for money. Thus, the value is down. (money cheap price low). Well then, are interest rates set to decline, quite likely, &#8220;they that be&#8221; might have to reduce interest rates to induce demand.<br />
<em>E&amp;OE</em><span style="font-size: 85%;"></span></p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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		<title>New Day New York</title>
		<link>http://www.wezpa.com/2010/05/05/new-day-new-york/</link>
		<comments>http://www.wezpa.com/2010/05/05/new-day-new-york/#comments</comments>
		<pubDate>Wed, 05 May 2010 16:50:00 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://wezpa.com/wordpress/?p=25</guid>
		<description><![CDATA[It is a new day in New York; actually, a new awakening for New Yorkers. Again we have been attacked. Why do our haters always want to destroy our most valuable treasures. Somehow, I am beginning to think that they are motivated by an underlying envy. Seriously, we got to be more vigilant; we could [...]]]></description>
			<content:encoded><![CDATA[<p>It is a new day in New York; actually, a new awakening for New Yorkers.  Again we have been attacked. Why do our haters always want to destroy our most valuable treasures.  Somehow, I am beginning to think that they are motivated by an underlying envy.</p>
<p>Seriously, we got to be more vigilant; we could have lost time square just like how we lost the world trade center.  More importantly, we could have lost dozens of harding working New Yorkers, and tourist.</p>
<p>Again, we got to be more vigilant; our security system at the cross roads of the world needs to be improved and not only there; we need to take a serious look at many of our stategic areas such as our bridges and tunnels. We need to revisit the security budget.</p>
<p>Well, thank God we caught the intended destroyer, that&#8217;s the name I think is appropriate for him.  Now, here&#8217;s the big question, how many more destroyers hanging out in our backyards?  Here&#8217;s the last thing I want to say, the work of apprenhending these haters is not the sole work of the CIA, FBI, and NYPD; all New Yorkers need to be vigilant.  Remember, if you see something say something.<span style="font-size: 85%;"></span></p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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		<title>Tax Time</title>
		<link>http://www.wezpa.com/2010/01/17/tax-time-or-may-i-say-refund-time/</link>
		<comments>http://www.wezpa.com/2010/01/17/tax-time-or-may-i-say-refund-time/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 18:25:00 +0000</pubDate>
		<dc:creator>wezpaconsulting</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://wezpa.com/wordpress/?p=23</guid>
		<description><![CDATA[This is the time many of you have been waiting for; tax time or may I say refund time. Well, just so you know, many of you will not be receiving your refund this year. Whoops. Why? Because you did not pay your credit card bill, huh; and the credit card companies are putting lien [...]]]></description>
			<content:encoded><![CDATA[<p>This is the time many of you have been waiting for; tax time or may I say refund time. Well, just so you know, many of you will not be receiving your refund this year. Whoops. Why? Because you did not pay your credit card bill, huh; and the credit card companies are putting lien notices on your refund. What? Are you for real; you bet; now, you want to make sure you call the IRS before you make that big vacation plan, or other choice purchase; make sense? Well think about it.</p>
<p>Guys, I just have to give you heads up to ease the pain, or save the embarrassment. Now you know that I am a good guy, well you always knew, but it is now reinforced. That said, you owe me one, you know what to do. Ok, just should in case you forgot, all I’m saying is that you owe me some referrals. Some, ok. How about your relatives, that’s a good way to start; what do think? Sounds good, well Wezpa is waiting for your call. Hey, don’t disappoint me.</p>
<p>Oh, wait, wait, wait, what can I do about the credit card thing? My advice is that you call the Credit Card Company and ask for a payment arrangement, and ask them to remove the lien in the process; that’s the way to go. Got it; then hurry down to my office, and let’s get this tax done rapid, rapid ok, we have no time to lose.</p>
&mdash; <em>Wesley Palmer, MBA<br />
<a href="http://www.wezpa.com">http://www.wezpa.com</a></em>]]></content:encoded>
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